This week I am finally starting something that I have been meaning to do for almost ten years.  When I went to college the first time I double majored in Finance and Accounting.  When I first started school I intended to become a personal finance writer.  I instead went into corporate finance and got a little side tracked.

This week I am starting to write for a Personal Finance website and I'm enjoying every minute of it.  As I've been doing research I came across a useful resource called The Thrifty Scot.

The Thrifty Scot provides advice, news and information on many different personal finance products including rates and tips on credit cards.

They also do a good job of offering loan rates and information for secured loans or loans that require some form of collateral.  This includes mortgages, which are a specialized type of secured loan where a house, building, land or condominium is typically used as the specific form of collateral to secure the loan.

In their comprehensive style, they of course offer tips and information on home insurance as it is typically required in order to take out a mortgage.

Finally, they offer a number of excellent sources for earning the most from your savings including savings accounts that are paying out interest of 6.1% fixed until December 31, 2007, which is by far an excellent rate of return.  Plus it only requires a deposit of £1!